Global development of Real Estate Crowdfunding and Peer 2 Peer
  • Feb 13, 2019
  • By CrowdingLab Team
  • in Other

Global development of Real Estate Crowdfunding and Peer 2 Peer

Since the conception of the first crowding platform in the world in 2005, the niche of crowding lending has increased in size and spread globally.

Having originated in the UK, this from of commerce has enjoyed noteworthy interest among single entity investors, larger financial institutions, and governments from all over the world.

The trend picked up in the US too, where the industry has been growing by an average of 51,3 % from 2013 to 2018, and is expected to continue its expansion at a similar rate at least for the next 5 years. 2016 was a particularly memorable year for the whole sector, as the crowdfunding market in continental Europe grew by 101%.

Asia has also been riding the wave with more than 4000 crowding platforms being opened from 2007 to 2016 in China alone.

The US has the biggest crowding market share by loans volume, but the UK is 72% lager per capita basis.

Continental Europe is growing fast in this field with Marketplaces like Mintos, Bondora and Estate Guru leading the way.  
Crowdfunding is attractive for anyone who is looking to invest safety and reasonably, but one of the most surprising facts about the industry is that more than 55 % of crowding investors are 55 years old.Also surprising is the fact that a Real Estate Crowdfunding platform (Estate Guru) has 0 default rate for the last 3 years. 
This signifies that this form of alternative financing is largely trusted by mature investors who are educated and financially literate.

Technologies played a huge role in the boom of crowding funding.
People nowadays prefer a transparent business, easy and understandable mechanisms. Ones that are paperless, wireless, and fast.
The combination of these trends and the great opportunities for investing that crowding funding provides explains why more people turn their backs on traditional investing and prefer platforms like Crowding LAB.

The interest rates on bank deposits have remained disturbingly low since the financial crisis of 2008 and are no longer considered an efficient investment.
Investors are looking to have control over how their money is distributed and seek for more lucrative ROI options, while trying to avoid the bureaucracy and the difficult communication with too many parties. In regards, crowdfunding has proved to be the best present and future alternative to bank deposits, with interest rates that surpass those of the banks by vast margins.

The average annual interest rate for investors at Crowding LAB is 15%  a figure that banks are quite far from.
Benefiting from our professional customer service team’s advice and a fully personalised strategy, our client able to achieve up to 15% interest rates on their money.
Crowding LAB guides you to a bright financial future, without the need to ever leave the comfort of your chair and gives you complete control over how your money is managed.
As we discussed above, the market has already enjoyed a legitimate growth outburst, which has brought crowding funding investments into the awareness of millions. It may all sound too good to be true, but all numbers point to a steady and continuous growth for the crowdfunding investments sector.

From a $25 Billion valuation in 2015, the crowding funding sector is expected to grow to $460 Billion by 2022, says Research and Markets, while statistic predicts a trillion-dollar valuation by 2050.Even if we wanted to be skeptical of these long-term projections, we cannot help but agree with them, judging by the fact that the crowdfunding industry has been doubling and tripling its size every year. Investments in Fintech companies have jumped to $57.9 Billion in the first half of 2018, which is already more than all annual investments in 2017 reports KMPG.
Crowdfunding investing, just like sliced bread, is one best phenomenon to come into existence. It is not here only to take part, crowdfunding is here to take over.

No matter your age, professional background or capital, Crowding LAB is here to guide you step-by-step into the digital future of finance.

Register, invest and relax while you earn money